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Dwelling covers your building structure only under 'Standard Fire & Special Perils' policy and package policy covers the building as well as the assets belongs to your home.


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Compare & Buy Home Insurance Online

Compare Home Insurance

Stay safe, even when you are at home
Home insurance plans provide coverage for damage of the house or contents inside the house. You can avail a home insurance policy with extended cover that offers protection for accidents that are likely to take place in households. Although, buying a home cover seems meaningless, it is in fact useful. Especially after the recent incident of earthquake and other natural calamities house insurance plans have become essential. You shouldn't wait for a disaster to ruin your house; you should rather go for a home insurance in India beforehand. GIBL is the best online insurance portal for you to compare home insurance plans and grab the best.

Advantages of availing a home insurance policy in India

There are many benefits of securing a suitable home insurance policy. Aside from the peace of mind for keeping your property intact, there are many other facilities that come with a house insurance cover. You can get repairs done on emergency basis and if your house gets damaged, expenses for staying outside your residence will be covered under your house insurance plan. If you choose to buy an online home insurance policy you can easily avoid the hassles of submitting a bunch of documents as online purchase of home insurance in India involves in minimum documentations. Furthermore, the premium that you have to pay every year is negligible compared to the value of your household and assets inside. GIBL facilitates you to compare home insurance and pick the best policy at the lowest price.

Benefits of securing home insurance from GIBL

  • You can reap maximum benefits without having to spend a lot on a home insurance policy
  • You can rest assured of getting lowest annual premium quotes on best home insurance plans
  • Availability of a wide range of comprehensive home insurance in India with maximum coverage
  • It just takes a few minutes to compare home insurance plans to get hold of the best home insurance policy quotes available
  • You will be informed about all the offers and discounts available on premium
  • Top house insurance covers are in store for rented residences as well
  • The coverage of a home cover encompasses valuable assets inside the household too

Home Insurance Coverage

Your selection of cover worth should be according to your needs and budget. You can pick assets that you want to insure and keep them under the coverage. The coverage amount of a particular home insurance in India is determined either by the product's current market value or by the reinstatement value. The coverage of the best home insurance plans also includes personal accident. Personal accident cover offers compensation in case of death or permanent disability of the insured people. You can compare home insurance policies to grab a plan with maximum coverage.

Exclusions of House Insurance

Even though, best home insurance plans provide extensive coverage there are some exclusions as well. Home insurance in India doesn't cover radioactive contamination and damages due to nuclear explosive equipment. Moreover, policyholders are not supposed to get compensation for damage of assets due to war, invasions or military activity and the likes.
Aside from these pre-specified exclusions, house insurance plans are a great support during bad times. You can always compare home insurance plans on GIBL and find out best home insurance plan with least number of exclusion. Avail a home insurance policy for your residence today and stay safe.