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Policy Start Date:Learn more

Policy Start Date
When would you like to start your policy? It can't be a date in the past. Please select a date from today onwards

Date of Birth:Learn more

Date of Birth
People up to 80 years of age are eligible for taking insurance. Select the day, month and year you were born

Coverage Type:Learn more

Coverage Type
Select your coverage type.
Death
due to accident, the policy would pay 100% Sum Assured to the nominee.
Permanent Total Disability(PTD)
means Loss of both hands/both feet,
1 hand & 1 feet, 1 (hand/foot) & 1 eye etc. where the sum assured is paid to the person.
Permanent Partial Disablement(PPD)
means Loss of Index finger/thumb Loss of hearing in 1 ear, Loss of 1 eye sight, Loss of 1 hand where a small percentage of sum Assured is paid.
Temporary Total Disablement(TTD)
means, bed rest of next 3 months, fracture in hands or legs where the policy pays a part of sum assured.


Risk Type:Learn more

Risk Type
The premium differs in case of different risk types determined by your occupation



Occupation:Learn more

Occupation
the type of work you in general in your work place

Monthly Income:Learn more

Monthly Income
Monthly Income of the Proponent from Gainful Employment

Sum Insured:Learn more

Sum Insured
It is the total amount that you can claim against your PA policy in a year. Please select a value from the drop down list. Premium would be higher for higher sum insured value

City of Residence:Learn more

City of Residence
Please select the city where you stay.

Pin code:Learn more

Pin code

Mobile Number:Learn more

Mobile Number
Please type a valid mobile number where you are available.

Email:Learn more

Email
Please type a valid email id which you can access. Future communications from us regarding this quote will be sent to the email provided

Compare & Buy Personal Accident Insurance Online

Personal Accident Insurance

Stay safe and healthy
Personal accident insurance covers injuries or death that has been caused due to an accident. This is one of the most affordable and limited form of life & health insurance policy that is mostly availed by people who are travelling frequently by road, water or air ways. You can compare online on GIBL for personal accident insurance and can buy the one that can provide you and your family best and comprehensive accidental coverage in lowest premium rates.

How personal accident insurance policy works?

One has to pay a monthly, quarterly or yearly premium that remains the same till the entire policy coverage period. A cash benefit can be availed as reimbursement or direct cash benefit when the policy holder has got a major accidental injury. Compensation is provided if the insured person dies due to accident. The coverage is generally valid even when you are out of the country. No medical check-ups are required prior availing the personal accident insurance policy. It is important to pay the premium in time so that you can enjoy the benefits of this policy. You can also add your family members under this policy.

Personal accident insurance: what is covered?

  • Accidental temporary disability- It means the policy holder has got severe injuries which have made him/her temporarily disable. In this case, s/he is entitled to get a lump sum compensation for the number of days where s/he is not able to work.
  • Accidental permanent disability- It means the policy holder has lost one or more limbs due to an accident or one or more parts of his/her body has been dismembered. The insured person is liable to get a certain amount or reimbursement of treatment cost.
  • Accidental death- On the event of death due to accident, the policy holder's family gets accidental death compensation.
  • Medical reimbursement for health complications that has risen from the accident- Many personal accident policies also provide reimbursement for medical complications that has been raised due to an accident, like treatment of mental trauma, and so on.